An alternative to group health insurance for those who do not qualify or recieve it is individual  health insurance. Individual health insurance provides both protection and peace of mind. It allows you to choose what type of benefits you need and lets you tailor your premiums to your budget. The most comprehensive type of individual health insurance is Major Medical coverage.

Major Medical Coverage

The most comprehensive type of individual health insurance available, Major Medical policies generally include coverage for immunization, preventative care, outpatient expense, inpatient expense as well as others. Below we offer the following plans most commonly chosen by our clients.

• Humana One Autograph
  • Humana One autograph deducitibles range from 1,500 to 6,00 for single people. Coinsurance is an option after you are insured and is adjustable based on your needs and budget. For instance, you can adjust it to shtat you pay for 20% while Humana covers the other 80%. Other Humana plans include Humana One Monogram and Humana One Portrait.
• Golden Rule Health Insurance
  • Golden Rule allows a choice between paying high or low decutbiles to adjust premium rates. They also offer personal health uinsurance plans similar to those provided by most employer or group health insurance plans. Your deductible can range from 500 to 5,000 and includes a number of coinsurance options. 0/100 and 20/80 are the most common soinsurance options. Prescription coverage is included with most Major Medical plans by Golden Rule.
• Assurant Health Plans
  • Assurant Major Medical plans allow you to choose from a extensive network of medical care providers giving you ccess to an abundant amount of physicians. Referrals are not required to consult with a specialist whic his acommon prerequisite and problem with many individual health insurance plans. Assurant also offers many non-network plans that allow you to choose your doctors with relative freedom.

*Health insurance plans vary by state, carrier and individual health factors. An instant quote will give you the details you need to make a sound decision

Speak to one of our licenses insurance agents for details and to discuss medical insurance coverage options.